12 weeks · intensive
For whoever has a deadline
About 8 hours a week, in 1 cycle focused on the gaps that weigh most.
Career in 2026 and 2027
Reinsurance Specialist
Reinsurance specialists help insurers transfer and manage large or correlated risk, structuring treaties and facultative placements and pricing the exposure behind them. The work combines contract knowledge, actuarial and catastrophe analysis, and judgment about the market cycle.
Content reviewed on October 21, 2026
- Levels
- 4
- Skills mapped at Mid-level
- 7
What each level must prove
Mid-level
Underwrites and places individual risks and works with cat and exposure data to support treaty decisions.
You handle facultative submissions from the first look to the signed slip, and run cat model outputs for the portfolio. Compared with junior, you make quoting and placement decisions yourself and answer for the contract wording and legal exposure.
Average score required: 67%
Regulatory & Legal Framework
Why: Lets you assess a dispute over follow-the-fortunes or an arbitration clause, and check cross-border rules, before you accept a contract from another jurisdiction.
Proportional Treaty Reinsurance
Why: Lets you negotiate profit commission and sliding scale terms on a renewal using the cedant's actual loss ratios, not only the prior year's terms.
Non-Proportional Treaty Reinsurance
Why: Lets you propose attachment point, limit and reinstatements for a per-occurrence layer and explain how each change moves the price to the cedant.
Facultative Underwriting
Why: Lets you read the loss history and exposure of a large industrial risk and quote terms or decline, instead of passing every submission to the next market.
Facultative Placement Process
Why: Lets you prepare a slip, compare quotes from several reinsurers and bind before inception with complete documentation, avoiding an uncovered gap.
Catastrophe Model Frameworks
Why: Lets you read RMS or AIR output and say how much of a modelled loss is uncertainty in the hazard or vulnerability, so you do not treat one run as a fact.
Exposure Management & Accumulation
Why: Lets you geo-code a book, estimate PML and flag accumulation in one flood zone before an extra policy is bound there.
Study for Reinsurance Specialist: trails and practice exams
Each level of this career maps to a study trail. Read the full topic map for free, then measure your level.
Two ways to move up one level
40 weeks · regular
Alongside work
About 4 hours a week, in 3 cycles. Each cycle carries what was left from the previous one.
Frequently asked questions
What is Reinsurance Specialist?
Reinsurance specialists help insurers transfer and manage large or correlated risk, structuring treaties and facultative placements and pricing the exposure behind them. The work combines contract knowledge, actuarial and catastrophe analysis, and judgment about the market cycle.
What must each level of Reinsurance Specialist prove?
Reinsurance Specialist is mapped in 4 levels: Junior, Mid-level, Senior, and Expert. Open each level above to see the skills it must prove.
How long does the Reinsurance Specialist plan take?
The plan has 2 paces: 12 weeks per level at about 8 hours a week (intensive) and 40 weeks per level at about 4 hours a week (regular).
How the plan works
AI tutor
A study session on each new topic, at your level.
AI school
Hands-on lessons on using AI in your career's daily work.
Assessments
Each requirement is proven by measurement, not by a checkbox.
Stage review
At the end of each cycle you see what moved and what carries over.
Find out which level you are at
A short diagnostic measures the skills you already have. The journey starts from there.