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Careers

Career in 2026 and 2027

Claims Manager

Claims managers decide what an insurer owes after a loss, balancing fair and prompt payment against fraud, litigation and leakage. The work moves from handling individual files to running the operations and analytics that control a whole portfolio of claims.

Content reviewed on October 21, 2026

Levels
4
Skills mapped at Mid-level
6

What each level must prove

Mid-level

Accountable for resolving property, business interruption and casualty claims from investigation through recovery.

You handle a storm-damaged building or a shut-down business from scope of loss to payment, decide who was at fault in a liability claim and pursue recovery from third parties. Compared with junior, you carry whole files and make the payment decision.

Average score required: 65%

Study trail for this level: Claims Management

  • Claims Investigation Techniques

    Why: Lets you decide when to retain an expert, such as an engineer or cause-and-origin investigator, and how to keep evidence that holds up in a dispute.

  • Damages Evaluation & Quantification

    Why: Lets you challenge an inflated estimate and defend a fair one on diminished value or economic loss when the insured or a claimant disagrees.

  • Property Damage Assessment

    Why: Lets you set the scope of loss, compare contractor bids and decide between ACV and replacement cost on a fire or storm claim, then monitor the repair.

  • Business Interruption Claims

    Why: Lets you work out the period of restoration and covered extra expense for a business that stopped trading, and tell contingent BI from direct loss.

  • Liability Analysis & Determination

    Why: Lets you apportion fault under comparative negligence in a multi-vehicle or multi-party loss and decide how much the insured should pay.

  • Subrogation & Salvage Recovery

    Why: Lets you spot a responsible third party after paying a claim and open a recovery file, turning part of the payment back into recovered money.

Study for Claims Manager: trails and practice exams

Each level of this career maps to a study trail. Read the full topic map for free, then measure your level.

Two ways to move up one level

12 weeks · intensive

For whoever has a deadline

About 8 hours a week, in 1 cycle focused on the gaps that weigh most.

40 weeks · regular

Alongside work

About 4 hours a week, in 3 cycles. Each cycle carries what was left from the previous one.

Frequently asked questions

What is Claims Manager?

Claims managers decide what an insurer owes after a loss, balancing fair and prompt payment against fraud, litigation and leakage. The work moves from handling individual files to running the operations and analytics that control a whole portfolio of claims.

What must each level of Claims Manager prove?

Claims Manager is mapped in 4 levels: Junior, Mid-level, Senior, and Expert. Open each level above to see the skills it must prove.

How long does the Claims Manager plan take?

The plan has 2 paces: 12 weeks per level at about 8 hours a week (intensive) and 40 weeks per level at about 4 hours a week (regular).

How the plan works

AI tutor

A study session on each new topic, at your level.

AI school

Hands-on lessons on using AI in your career's daily work.

Assessments

Each requirement is proven by measurement, not by a checkbox.

Stage review

At the end of each cycle you see what moved and what carries over.

Find out which level you are at

A short diagnostic measures the skills you already have. The journey starts from there.

Start my journey