2025 median annual pay
$166,570
Median for the whole occupation, across all experience levels. It is not specific to a level or to Brazil.
Career in 2026 and 2027
Treasury Manager
Treasury managers make sure the company always has the cash it needs, in the right currency and at a fair cost, while protecting it from financial market shocks. The work moves from daily cash visibility to funding, risk and the treasury's role in company strategy.
Content reviewed on October 21, 2026
- Levels
- 4
- Skills mapped at Mid-level
- 7
What each level must prove
Mid-level
Is accountable for running liquidity structures and for the first layer of funding and market risk decisions.
You own pooling structures and the forecast instead of just feeding them, and you start working on debt, capital structure and hedging proposals. You prepare the analysis that a senior manager takes to the CFO. What changes from junior is that your work now triggers decisions, not just reports.
Average score required: 67%
Cash Pooling & Concentration
Why: Lets you design or adjust a pooling structure, including intercompany lending terms, and defend it when tax or local banks push back.
Cash Flow Forecasting
Why: Lets you choose the forecasting method per horizon and track accuracy, so leadership can rely on it when deciding to draw a credit line.
Working Capital Optimization
Why: Lets you propose a supply chain finance or payment terms change and quantify its effect on the cash conversion cycle before it goes to suppliers.
Debt Instruments & Issuance
Why: Lets you compare a revolver, a term loan and a bond for a specific funding need and run the issuance process with banks and lawyers.
Capital Structure Optimization
Why: Lets you model how a new debt raise changes WACC and rating headroom, giving the senior team numbers for the leverage discussion.
FX Risk Management & Hedging
Why: Lets you map currency exposure from a new export contract and propose forwards or options within policy, with the hedge accounting impact understood.
Interest Rate Risk & Swaps
Why: Lets you evaluate whether to swap a floating-rate loan to fixed, reading the ISDA and CSA terms that determine collateral calls.
Study for Treasury Manager: trails and practice exams
Each level of this career maps to a study trail. Read the full topic map for free, then measure your level.
Market snapshot (United States)
Projected job growth, 2025–2035
+10%
Much faster than average
Closest US occupation: Financial Managers. US Bureau of Labor Statistics, Occupational Outlook Handbook, updated August 27, 2026
Two ways to move up one level
12 weeks · intensive
For whoever has a deadline
About 8 hours a week, in 1 cycle focused on the gaps that weigh most.
40 weeks · regular
Alongside work
About 4 hours a week, in 3 cycles. Each cycle carries what was left from the previous one.
Frequently asked questions
What is Treasury Manager?
Treasury managers make sure the company always has the cash it needs, in the right currency and at a fair cost, while protecting it from financial market shocks. The work moves from daily cash visibility to funding, risk and the treasury's role in company strategy.
What must each level of Treasury Manager prove?
Treasury Manager is mapped in 4 levels: Junior, Mid-level, Senior, and Expert. Open each level above to see the skills it must prove.
How long does the Treasury Manager plan take?
The plan has 2 paces: 12 weeks per level at about 8 hours a week (intensive) and 40 weeks per level at about 4 hours a week (regular).
How the plan works
AI tutor
A study session on each new topic, at your level.
AI school
Hands-on lessons on using AI in your career's daily work.
Assessments
Each requirement is proven by measurement, not by a checkbox.
Stage review
At the end of each cycle you see what moved and what carries over.
Find out which level you are at
A short diagnostic measures the skills you already have. The journey starts from there.