AML & Financial Crime Analyst

BSA/AML Compliance Program Design

Vì sao: You can check a program against the five pillars and point out which one is weak, for example missing independent testing, before an examiner does.

CDD & Enhanced Due Diligence

Vì sao: You can set and defend a risk rating method, and decide when ongoing monitoring should trigger a fresh review, not just complete a form for one customer.

PEP Screening & UBO Identification

Vì sao: You can trace a company through layers of holdings or a trust to the real owner and find a politically exposed person hidden behind it, before the account is approved.

Transaction Monitoring Systems

Vì sao: You can adjust rule thresholds when a scenario floods analysts with false positives or misses real cases, and show evidence that the change works.

Alert Management & Disposition

Vì sao: You can work an alert from generation to a documented decision and escalate it properly, so quality assurance finds a clear reasoning trail.

SAR/STR Preparation & Filing

Vì sao: You can write a suspicious activity narrative with supporting documents that a regulator or investigator can follow without calling you, and file it within the deadline.

CTR Reporting & Structuring Detection

Vì sao: You can file cash transaction reports correctly and notice a customer splitting deposits to stay under the threshold, which turns routine filing into detection.